Wednesday, 14 March 2012

Spending Update - Feb/Mar

I think I've done pretty well this month considering!!

Transfer £200
Bank £28.18
Wallet £1.00
Change £17.58

Total £246.76

I made about £200 on eBay and have booked a tour to Stonehenge for the summer solstice!!

I also managed to keep a pretty good track of everything I spent during the month and have produced the below pie chart so you can see what I spend my money on (I'm a bit nervous about this!!)

I couldn't work out how to put a spreadsheet on the blog so I took a photo of the screen!!
The categories are - treats / groceries / takeway / savings / bills / charity / misc

In percentages of my monthly salary
treats - 15%
groceries - 7%
takeaway - 4%
savings - 15%
bills - 57%
charity - 3%
misc - 1%
(somehow this adds up to 102%, I blame the rounding up!!)

This month my treats have been higher than normal as I had afternoon tea for a friends leaving do, a weekend away for another friends wedding, a ticket to a show at Shakespeare's Globe in London and a ticket for the Cirque du Soleil Immortal show at the O2. There was also a reflexology session, getting my nails done and a couple of other bits and bobs.  I think the fact that my treats and savings equal the same percentage is a pretty good balance personally.

The groceries category basically covered all the general food, toiletries etc that were purchased in the month with the takeaway covering just that. I allow myself one lunchtime takeaway (and by that I mean a pre-prepared lunch rather than a lunch I made myself and took to work) and one evening takeaway a week.

By far the biggest category was bills - as expected. This covers all the outgoings that I basically can't do anything about, rent/mortgage, phone bill, electric, tv licence, life insurance, contents insurance etc. It's quite scarey how big a number this worked out to be.

I'm in the process of putting my flat on the market so am going to have to dig into the savings so it's a good job I've been putting money aside!!

Leave a comment, let me know I'm not just typing to myself!


  1. You're not just typing to yourself! I read each of your posts, and wish I was as brave as you to put everything in b&w!!