I think I've done pretty well this month considering!!
Transfer £200
Bank £28.18
Wallet £1.00
Change £17.58
Total £246.76
I made about £200 on eBay and have booked a tour to Stonehenge for the summer solstice!!
I also managed to keep a pretty good track of everything I spent during the month and have produced the below pie chart so you can see what I spend my money on (I'm a bit nervous about this!!)
I couldn't work out how to put a spreadsheet on the blog so I took a photo of the screen!!
The categories are - treats / groceries / takeway / savings / bills / charity / misc
In percentages of my monthly salary
treats - 15%
groceries - 7%
takeaway - 4%
savings - 15%
bills - 57%
charity - 3%
misc - 1%
(somehow this adds up to 102%, I blame the rounding up!!)
This month my treats have been higher than normal as I had afternoon tea for a friends leaving do, a weekend away for another friends wedding, a ticket to a show at Shakespeare's Globe in London and a ticket for the Cirque du Soleil Immortal show at the O2. There was also a reflexology session, getting my nails done and a couple of other bits and bobs. I think the fact that my treats and savings equal the same percentage is a pretty good balance personally.
The groceries category basically covered all the general food, toiletries etc that were purchased in the month with the takeaway covering just that. I allow myself one lunchtime takeaway (and by that I mean a pre-prepared lunch rather than a lunch I made myself and took to work) and one evening takeaway a week.
By far the biggest category was bills - as expected. This covers all the outgoings that I basically can't do anything about, rent/mortgage, phone bill, electric, tv licence, life insurance, contents insurance etc. It's quite scarey how big a number this worked out to be.
You're not just typing to yourself! I read each of your posts, and wish I was as brave as you to put everything in b&w!!
ReplyDeleteAww, thanks honey x
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